Do I Qualify For Business Funding?
To get approved for stacked credit card funding or other funding, most applicants will need to meet the following qualifications:
Credit Score: 650+ (700+ preferred for best results)
Credit History: At least 2 years of active revolving credit accounts
Utilization: Under 30% across current credit cards (under 10% ideal)
Inquiries: No more than 4–6 new inquiries in the last 6 months
Clean Profile: No bankruptcies, foreclosures, recent late payments, or charge-offs
Income: Personal or business income sufficient to support repayment
Business Entity (Optional): An LLC or Corporation with an EIN can increase access to higher-limit business cards, but is not required
📌 Tip: Even if you don’t meet every item on this list, you may still qualify. Our team helps review your profile and match you with the best available funding options.